CurrentC mobile wallet is a free downloadable app that lets customers securely save, earn participating merchant loyalty rewards and pay across our growing network of merchants. Unlike some alternative mobile payment platforms, CurrentC uses - among other types of acceptance technologies - QR codes at the cashier and customer phone level to present a secure transaction token (as opposed to a payment credential one). As a result, no real payment credentials are ever stored on the phone or passed to the retailer. CurrentC will support a wide range of payment types, including retailer private label charge cards, gift cards, ACH (Automated Clearing House) and potentially others as they have publicly stated that they are open to working with banks. Technology company Paydiant is providing the mobile wallet, payment, offer and loyalty capabilities.